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Don't let pesky cash flow gaps stop the momentum in your business. Be prepared upfront, whether you're placing bids or making business purchases.

With a fast application process and quick financing decisions, if approved, the money could be in your account within 24 hours of approval, helping you get on with business sooner.*

Fast. Easy. Efficient. Small Business Finance.

  • Loan amounts from $5,000 to $500,000

  • Loan terms from 3 to 36 months

  • Quick application process

  • Response within hours

  • Fast funding for approved loans

  • Dedicated account manager

Approved applicants only. Business customers only.
Credit criteria, terms and conditions, fees and charges apply.

Get Started

Frequently Asked Questions

How fast will I get a financing decision?-

If you apply for a business loan, most lenders will usually aim to provide you with a financing decision within either:

  • one hour of submitting your application if you apply during standard business hours (9 a.m. to 5 p.m. AEST on business days) and agree to instantly verify your bank information online using Lend’s advanced bank-verification system link; or
  • 24 hours (one business day) of submitting your application if you choose to upload copies of your bank statements via PDF as verification.

How soon will I receive approved funds in my bank account?+

How much money can I borrow for a business loan?+

What interest rate will apply to a business loan if approved?+

What are the fees for approved business loans?+

Are any early repayment fees payable?+

How do loan repayments work?+

Will my personal information be protected?+

Is it safe to link my bank account to the Lend platform?+

Do I qualify to apply for business finance?+

Important Information

*Terms and Conditions:  
Business customers only. Lend Capital Pty Ltd ABN 12 612 877 442 (Lend) helps to provide access to business loan products and also various lenders who use the Lend partner platform (Lenders). If you apply for a business loan via the Lend partner platform and if your application is approved, the Lender will be the lender that has approved your application for a business loan. All applications for credit are subject to credit approval criteria. Terms and conditions, fees and charges apply.

This information (a) is current as at 06/11/2019, (b) is subject to change, (c) is provided for general information only, (d) does not take into account your personal situation, and (e) does not constitute financial and/or tax advice. You should consider whether the information is appropriate to your needs, and where appropriate, seek professional advice from financial, legal and taxation advisers. The information has been prepared by Lend and GraysFinance, who do not warrant its accuracy. Although every effort has been made to verify the accuracy of the information, GraysFinance and Lend, and each of their officers, employees and agents disclaim all liability (except for any liability which by law cannot be excluded), for any error, inaccuracy, or omission from the information or any loss or damage suffered by any person directly or indirectly through relying on this information.

As a referrer, GraysFinance Pty Ltd ACN 622 573 737 and Lend will receive a benefit if you choose to settle a business loan product via Lend.

© 2019 GraysFinance Pty Ltd is a subsidiary of Grays e-Commerce Group Limited ACN 125 736 914